,SOURCE: E-BOOK ON SUCCESS STORIES RELEASED BY THE PRIME MINISTER ON CIVIL SERVICES DAY 2017
Aurangabad district in Maharashtra, covering 1,382 villages and over 5 lakh farmers, is a drought-prone region. Palaswadi is a small village here. Since the district has been experiencing severe droughts in the past few years, the administration has put in place a comprehensive strategy to leverage PMFBY to the maximum.
A precise study of the cropping and rainfall pattern re-evaluated the thrust areas. Accordingly, comprehensive planning was done for the entire district. High-risk revenue circles were especially taken care of before the onset of monsoon, and a massive campaign for awareness of PMFBY was undertaken.
A large number of agriculture assistants at village level were assigned to attend to the huge turnout of farmers for participation in the Scheme. Patwaris (land record oficers at sub-division/tehsil level) were also directed to provide required documents at the bank premises itself.
Farmers were delighted with some innovative features, for which they were desperate, of the Scheme;
- If the insured farmer is prevented from sowing due to deficit rain, he would receive 25% insurance coverage.
- Reduction in premium meant poor farmers could also be insured against crop failure.
- Insurance coverage to post-harvest losses – hitherto never done – gave the struggling farmers a break.
- The Scheme also ensured that food losses were attended to immediately and given timely compensation.
- Farmers at Palaswadi village now have a solid support system to lean on in times of need.